{"product_id":"small-business-cash-flow-tracker-english-v1","title":"Cash Flow Toolkit | Spreadsheet, App + AI Skill","description":"\u003cp\u003e\u003cstrong\u003eReach month-end with a clearer view of the cash you recorded.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eYou have client payments, a software bill, and money moved from Bank to Cash. This English toolkit gives freelancers and solo service businesses a structured place to enter those records and review the month.\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eSee cash in, cash out and operating cash surplus\u003c\/strong\u003e for your chosen period.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSee where your recorded cash sits\u003c\/strong\u003e across the accounts you track.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eFind entries that need attention\u003c\/strong\u003e before relying on the totals.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eChoose the way you prefer to work\u003c\/h2\u003e\n\u003cp\u003eUse prepared spreadsheet cells or a focused offline browser app. Enter receipts and expenses, record internal transfers separately, then review summaries and validation alerts.\u003c\/p\u003e\n\u003cp\u003eFor example, moving $200 from your own Bank account to Cash reduces one tracked balance and increases the other. It adds $0 to operating income. If the destination account is unknown, the transfer is flagged and excluded in full until corrected. This example and all included sample records are fictional.\u003c\/p\u003e\n\u003ch2\u003eYour download includes\u003c\/h2\u003e\n\u003cp\u003eAll four parts arrive in one ZIP.\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eEnglish XLSX cashbook:\u003c\/strong\u003e monthly budget, period comparison, illustrated tutorial and workbook screenshots.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eOffline browser app:\u003c\/strong\u003e transactions, transfers, accounts, date settings and a monthly chart.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eCash Flow Workbench Skill:\u003c\/strong\u003e a deterministic local calculation engine, input contract and optional MCP adapter.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDeveloper resources:\u003c\/strong\u003e desktop project-source generator and templates, plus Start Here instructions and actual app previews.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch2\u003eBefore you choose\u003c\/h2\u003e\n\u003cp\u003e\u003cstrong\u003eSeparate workspaces.\u003c\/strong\u003e The spreadsheet and app keep independent data, with no XLSX import or sync. The app accepts compatible USD JSON only; export and complete the download before closing, then import that file to continue. Edits are not saved automatically. Each workspace supports 500 transactions, 100 transfers and 20 accounts. The workbook adds 12 monthly budget rows; its currency label does not convert money.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eOptional technical setup.\u003c\/strong\u003e The browser app needs no Node or model key. Skill tools require Node.js 22.14+ and a compatible, authorized host; MCP requires dependency installation and host setup. Desktop resources generate source only; built binaries, installers, signing and notarization are not included. Building later requires dependencies and runtime downloads.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eChecked scope.\u003c\/strong\u003e Basic WPS for macOS scenarios and save\/reopen, plus scoped Chrome on macOS overview, invalid-transfer and JSON checks, have passed. Excel, Google Sheets, every agent host and native desktop execution remain untested.\u003c\/p\u003e\n\u003cp\u003eFor manual operating-cash records. Cash surplus differs from accounting profit. Bank connections, reconciliation, invoicing, forecasts, automatic tax calculation, owner capital\/drawings, loan-principal and refund workflows are outside this version. Keep backups and review excluded records.\u003c\/p\u003e\n\u003ch2\u003eQuick answers before you buy\u003c\/h2\u003e\n\u003ch3\u003eHow does the free calculator differ from the paid toolkit?\u003c\/h3\u003e\n\u003cp\u003eThe \u003ca href=\"\/en-us\/pages\/freelancer-income-expense-calculator\"\u003efree freelancer income and expense calculator\u003c\/a\u003e compares two totals for the same period, showing a cash surplus or shortfall before income taxes. It keeps no transaction history. The paid toolkit adds individual entries, internal transfers and summaries by account and period.\u003c\/p\u003e\n\u003ch3\u003eAre budgets and period comparison included in the app?\u003c\/h3\u003e\n\u003cp\u003eMonthly budgets and Period Comparison are features of the XLSX workbook. The offline app has its own transactions, transfers, accounts, date settings and monthly chart. The spreadsheet and app use separate data, with no sync or XLSX import.\u003c\/p\u003e\n\u003ch3\u003eAre my records sent to an AI service?\u003c\/h3\u003e\n\u003cp\u003eThe offline app itself does not automatically upload your entries. Its basic features do not require an AI account. If you use the optional Skill, the agent host or model service may receive the records and results you provide, under its own data policies.\u003c\/p\u003e\n","brand":"Easy Spreadsheet Templates","offers":[{"title":"Default Title","offer_id":67719301824586,"sku":"EASY-CASHFLOW-EN-V1","price":7.9,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0781\/4162\/0298\/files\/dashboard_chart.png?v=1792229726","url":"https:\/\/0mwa1x-wp.myshopify.com\/products\/small-business-cash-flow-tracker-english-v1","provider":"Easy Spreadsheet Templates","version":"1.0","type":"link"}